Make a Will Online > Protect Your Family

Before you buy a Will online, complete our Free FRisk Report.

A Will with the power of a Family Risk Report could save your family thousands of pounds.

FRisk Benefits:

  • Ensure that your assets go exactly where you decide.
  • Avoid the risk of the UK government legally taking your assets if you die without a will.
  • Protect your family home and make sure the person who you intend to inherit your house does actually inherit it.
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If you died yesterday...

You might assume that your loved ones will automatically inherit your assets when you die but that is absolutely not the case.

How would your family manage?

If you pass away without a will in the UK, you die ‘intestate’, and the government have strict rules that decide how your assets are divided.

See how are risk you and your family are for free.
Free Risk Report

If you died yesterday...

You might assume that your loved ones will automatically inherit your assets when you die but that is absolutely not the case.

"PRESS FOR ANSWER"

How would your family manage?

If you pass away without a will in the UK, you die ‘intestate’, and the government have strict rules that decide how your assets are divided.

See how are risk you and your family are for free.
Free Risk Report

Making a Will Online with FRisk

Have you thought about what should happen after your death? Have you decided who will inherit your estate? Have you made a will to make sure your final wishes are legally enforceable?

You might assume that your loved ones will automatically inherit your assets when you die but that is absolutely not the case. If you pass away without a will in the UK, you die ‘intestate’, and the government have strict rules that decide how your assets are divided.

At FRisk we understand that no-one wants to think about their own death. But we also know, from decades of contentious probate experience, the complex financial and legal difficulties facing your loved ones if you haven’t written a will. With our personalised free Family Risk Report, you’ll quickly understand why you need to act now to safeguard your family’s future. Once your FRisk report is generated through our free online software tool, you’ll be able to access recommended legal experts for will-making advice that suits your individual circumstances. You’ll also receive a free introduction to reputable funeral plan providers that will ease some of the burden of your loved ones when you die.

Give yourself a free FRisk personal audit today and give your family peace of mind, whatever the future brings.

Sign up to FRisk for Free

Why You Need a Will

You are not alone if you haven’t already made a will. 60% of adults in the UK, that’s over 30 million people, do not have wills but the consequences of this can be devastating. Your family members might be liable for up to 40% of inheritance tax, for example, if you don’t have the necessary will and trusts in place. 1 in 3 British people rely on their inheritance to pay off debts, mortgages or to provide retirement funds. That means if you die without a will, you are putting your family’s future at real risk. At FRisk we care about the people who work hard to provide for their loved ones and that the last thing you would want is a family dispute over your assets. But in the UK, 1 in 4 people admit that they would bring a claim against a loved one’s estate where their inheritance was not as expected.

Writing a will puts you in control of what happens to your assets after your death. A will is a legal document setting out who will inherit your estate including any property and savings; how you would like your possessions to be distributed and who should look after your children. Your will can also detail how your funeral should be conducted and any other final wishes. Making a will is your opportunity to state clearly how your family should be protected after you pass away and provides your loved ones with some reassurance for a difficult future without you. Our free Family Risk Report can also give you no-obligation introductions to trusted expert providers for better financial planning and pension provision.

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No Will, Equals Unnecessary Inheritance Tax Bill

Don’t Leave Your Loved Ones with Unnecessary Inheritance Tax

If you haven’t left a will when you die, you can leave your family with a large inheritance tax bill of up to 40% of your estate. Inheritance tax or IHT is a one-off tax paid on the value of your assets above a set amount. The IHT must be paid by your inheritors within six months of the end of the month in which you have died. With government inheritance tax receipts increasing by over 20% year on year, it’s obvious that Britons are not planning properly for their family’s future. If your loved ones are among the 33% of British people who rely financially on their inheritance, then both you and they won’t want to share any of your estate with the government. 

With our Free Family Risk Report, you’ll quickly understand whether you’re at risk of paying any unnecessary inheritance tax. FRisk will also provide you with personalised recommendations for experts in estate planning, paying funeral plans and pensions. With FRisk you’ll put more money into your family’s pockets, not the government’s.

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Benefit from a FRisk Wills Report

Contesting a will after a close relative has died can be legally complex, costly, and emotionally challenging. You can reduce the risk of that happening by completing the Free online FRisk questionnaire worth £49.99 per year. 

Created by renowned contentious probate expert Martin Holdsworth, a FRisk report will highlight the many benefits of making a will before you leave your loved ones behind for ever. Having a will allows you to:

  • Ensure that your assets go exactly where you decide. If you die without a will, this decision is taken out of your control entirely and your family may have to fight for their inheritance.

 

  • Avoid the risk of the UK government legally taking your assets if you die without a will or have no blood relatives. Currently, over 8,000 estates are at risk in Britain. Why chance some or ALL of your wealth going into government coffers?
  • Protect your family home and make sure the person who you intend to inherit your house does actually inherit it.
  • Reduce the chances of family arguments in the aftermath of your death. A will makes your intentions completely clear so there’s less chance of unnecessary disputes among relatives.
  • Protect your partner if you are unmarried or not in a registered civil partnership. If you haven’t made a will your partner or life-long friend will not inherit your assets automatically.
  • Decide who will look after your children if they are still underage when you die. Write a will and avoid having a decision made and enforced by a court.
  • If you make a will before you pass away, you’ll reduce the amount of tax payable on your assets. That saves you from a charge of 40% on the part of your estate that’s above the inheritance threshold.
  • Once your will is written you can amend it to suit any change in your circumstances. Keep your will up to date and make sure your family’s inheritance goes just where you want it to.
  • Take care of digital assets like online accounts or digital photos after your death. If you don’t write a will then your loved ones won’t be able to access or manage those accounts.
  • Leave a specific bequest in your will to support a favourite charity or cause and your inheritors will have to observe this instruction.

Make a will today and make sure your family are looked after even when you’re no longer there to protect them. Use the Family Risk Report Questionnaire to identify the risks your family could face on your death.

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How FRisk can Help You with Your Will

FRisk founders, Martin Holdsworth and Sandro Forte between them have decades of experience seeing the emotional and financial damage that dying without a will and without proper inheritance planning can cause families. Together they created the Family Risk Report so people in the UK would understand fully the terrible risks they run by not making a will.

You can act now to safeguard your family’s inheritance by completing a simple FRisk questionnaire online. You’ll immediately receive a personalised interactive Family Risk Report outlining what your loved ones could expect to happen if you had passed away. 

The details range from calculating the value of your estate and their potential inheritance tax liability to predicted funeral costs. FRisk also provides recommended solutions for your individual situation and offers a free, no-obligation introduction to a panel of trusted legal, financial, and funeral providers.

With FRisk you can plan effectively for a family future without you.

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Protect Your Family’s Future with FRisk

No matter what happens after you die, it will be a difficult time for your loved ones. But you can make your death easier for them to bear by using FRisk today. Created by legal and financial experts Martin Holdsworth and Sandro Forte, our free, quick, and personalised FRisk Report generates a Family Risk Score that allows you to plan properly for the future of your loved ones. Protect your family by:

  • Saving thousands of pounds and avoiding up to 40% on inheritance tax
  • Preventing future family inheritance disputes with the right will and lasting power of attorney when 60% of adults in the UK die without a will and 1 in 3 people rely financially on their inheritance
  • Planning now for future funeral costs with the expense of dying already over £5,000
  • Protecting the guardianship of your children and ensuring continued access to your digital assets
  • Searching, comparing, and accessing FRisk-recommended financial, legal, and funeral experts to assure your family’s future

 

Don’t neglect those you leave behind, plan for their future today with FRisk.

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